How to Keep Your Coffee Shop Safe from Fire Hazards
How to Keep Your Coffee Shop Safe from Fire Hazards Running a
Insurance Services
Comprehensive Insurance Services Designed to Keep Your Coffee Shop Protected.
The Service
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SPACEHUB
The Best Café Insurance Protection
Your coffee shop is more than a business — it’s a community space. We provide top-quality coverage that supports your growth and keeps risk away from your espresso bar.
Business Owner’s Policy (BOP)
A cost-effective bundled policy combining property insurance and general liability insurance. It protects your café from fire, equipment breakdowns, vandalism, and customer injury claims — ensuring nothing interrupts your business flow.
General Liability Insurance
If a customer slips on a wet floor or gets burned by a hot drink, you could face lawsuits. General liability protects you from costly claims involving bodily injury, property damage, or legal action, keeping your reputation strong and your finances secure.
Workers’ Compensation
Hot surfaces, spills, and constant motion increase the risk of workplace injuries. Workers’ comp coverage pays for medical bills, lost wages, and recovery support if your baristas or kitchen staff get hurt on the job — helping both your workers and your bottom line.
Property Protection
Secure your equipment, espresso machines, inventory, and furniture from damage or theft — because your café deserves protection as strong as your coffee.
Employee Safety
Keep your baristas safe with coverage designed for fast-paced environments, hot beverages, sharp tools, and slippery floors.
Customer Liability
Serving hot drinks comes with risks — we help protect your business from customer injuries, spills, and accidents.
Cyber Insurance for Coffee Shop POS Systems & Online Orders
Coffee shops rely heavily on digital systems—POS terminals, online ordering platforms, and customer loyalty programs.
Equipment Breakdown Insurance for Coffee Shop Machinery
Espresso machines, grinders, refrigerators, and commercial ovens are essential for daily operations—and costly to repair
Umbrella / Excess Liability Insurance for Coffee Businesses
Umbrella Insurance provides an extra layer of protection beyond your primary liability policies.
Why Café Insurance Matters
Behind every cup served, there’s hot equipment, slippery floors, sharp tools, and constant customer interaction. One unexpected accident can slow everything down — but the right insurance keeps your business running and your customers smiling.
Testimonials
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Alena Huffman
Students
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Students
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Latest Guides & Resources
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Preventing Employee Injuries in Busy Café Environments
Preventing Employee Injuries in Busy Café Environments A Comprehensive Safety Guide by
How to Create a Risk Management Plan for Your Coffee Shop
How to Create a Risk Management Plan for Your Coffee Shop Running
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