How to Keep Your Coffee Shop Safe from Fire Hazards
How to Keep Your Coffee Shop Safe from Fire Hazards Running a
Protecting Your Coffee Shop, One Cup at a Time
Reliable insurance solutions crafted exclusively for cafés, coffee shops, and tea houses. From daily risks to unexpected challenges — we keep your business brewing without interruption.
Property Protection
Secure your equipment, espresso machines, inventory, and furniture from damage or theft — because your café deserves protection as strong as your coffee.
Employee Safety
Keep your baristas safe with coverage designed for fast-paced environments, hot beverages, sharp tools, and slippery floors.
Customer Liability
Serving hot drinks comes with risks — we help protect your business from customer injuries, spills, and accidents.
About Us
Expert Insurance for Coffee Shops & Cafés
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Running a coffee house takes passion — and we’re here to protect it. At Coffee House Insurance, we specialize in customizable and affordable policies tailored to the unique needs of café owners. Whether you’re a small neighborhood latte bar or a busy city coffee shop, we provide the right coverage to keep your business safe and thriving.
Insurance Policies
The Service
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SPACEHUB
The Best Café Insurance Protection
Your coffee shop is more than a business — it’s a community space. We provide top-quality coverage that supports your growth and keeps risk away from your espresso bar.
Business Owner’s Policy (BOP)
A cost-effective bundled policy combining property insurance and general liability insurance. It protects your café from fire, equipment breakdowns, vandalism, and customer injury claims — ensuring nothing interrupts your business flow.
General Liability Insurance
If a customer slips on a wet floor or gets burned by a hot drink, you could face lawsuits. General liability protects you from costly claims involving bodily injury, property damage, or legal action, keeping your reputation strong and your finances secure.
Workers’ Compensation
Hot surfaces, spills, and constant motion increase the risk of workplace injuries. Workers’ comp coverage pays for medical bills, lost wages, and recovery support if your baristas or kitchen staff get hurt on the job — helping both your workers and your bottom line.
Why Café Insurance Matters
Behind every cup served, there’s hot equipment, slippery floors, sharp tools, and constant customer interaction. One unexpected accident can slow everything down — but the right insurance keeps your business running and your customers smiling.
Workers’ Comp for Baristas & Staff in Coffee Shops
Workers’ Comp for Delivery Drivers & Couriers of Coffee Shops
Workers’ Comp for Seasonal/Part-time Coffee Shop Staff
OUR INSURANCE SERVICES
Product Liability Insurance
Covers claims involving hot beverages, food allergens, or contamination
Commercial Auto Insurance
Protection for delivery vehicles and catering vans.
Property Insurance for Coffee Shops
Protect your café’s equipment, furniture, and inventory from fire, theft, and unexpected damage.
Liquor Liability Insurance
Protect your café from alcohol-related incidents with Liquor Liability Insurance that keeps your business legally secure.
Equipment Breakdown Insurance
Keep your café open even when your espresso machines break down.
Testimonials
Quality For The Best
Alena Huffman
I was a little overwhelmed with all the different types of insurance available for my coffee shop, but Coffee HouseInsurance took the time to explain each option and helped me find the best plan for my needs. They really understand the unique challenges coffee shop owners face. Since working with them, I feel secure knowing that my business, staff, and customers are well protected. Their customer service is outstanding too!
Sinead Bailey
Having a coffee shop inside a retail mall presents its own set of challenges, and I wanted to make sure my insurance covered everything—especially with the high foot traffic.Coffee House Insurance tailored a policy to fit my business perfectly. Their team was knowledgeable, friendly, and made the whole process seamless. It’s reassuring to know my business is covered by experts who understand the industry.
Colette Daniel
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As a coffee shop owner, I never realized how many risks I was exposed to until I spoke with the team at Coffee House Insurance. They helped me understand the importance of having comprehensive insurance coverage. With their guidance, I now feel confident that my café is protected from unforeseen risks. From Workers' Compensation to General Liability, they made the process simple and hassle-free. I highly recommend them to any coffee shop owner!